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Student Loans

As a Title IV participating school, Westminster Seminary California students are eligible for Federal Stafford Loans. Through the Stafford Loan program, students may borrow up to $20,500 per year to fund their educational costs (tuition, fees and most living expenses).  Each Stafford loan has a fixed interest rate.  Repayment is deferred during full and half-time enrollment and for six months after graduation.  Students who drop below half-time enrollment status will have a six month grace period before repayment begins. To be eligible for assistance through the Federal Stafford Student Loan program, students must be enrolled at least half-time (registered for 6 or more academic credits per semester).

Eligibility Criteria

You may be eligible to borrow money under the Stafford Program if you are a regular student, admitted and enrolled in an approved program for the purpose of obtaining a degree at Westminster Seminary California, and you satisfy the following:

  • Be a U.S. citizen or eligible non-citizen
  • Male students must be registered with the Selective Service
  • Have educational financial need
  • Sign a Master Promissory Note or have an active MPN on file with the U.S. Department of Education
  • Complete and submit the WSC Federal Loan application to the WSC Financial Aid Office
  • List Westminster Seminary California as one of the schools you plan to attend on your FAFSA. Our Title IV Code is G22768.
  • Complete graduate loan counseling
  • Use Federal Stafford Loans solely for educational purposes
  • Make Satisfactory Academic Progress (SAP) in a declared program of study
  • Not be in default on any Federal student loan.


Loan Application Process

   File the Free Application for Federal Student Aid (FAFSA)

  Submit the WSC Federal Loan Application

  Complete a Master Promissory Note and Graduate Entrance Counseling (first WSC loan only)


Please contact the Financial Aid Coordinator if you have any questions regarding the loan application process.