Westminster Seminary California
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Student Loans

As a Title IV participating school, Westminster Seminary California students are eligible for federal Stafford Loans. Through the Stafford Loan program, you may borrow up to $20,500 per year to fund your education.  Interest rates for the Stafford program are fixed at 6.8% for graduate students(as of July 1, 2008) and repayment is deferred until six months after graduation or dropping below half-time enrollment status. To be eligible for assistance through the Federal Stafford Student Loan program, you must be enrolled at least half-time (registered for 6 or more academic credits per semester).

Important Note: The Budget Control Act of 2011, signed into law on August 2, 2011, eliminated the Federal Direct Loan subsidy for graduate and professional students effective July 1, 2012. As a result, applicants for the 2012-13 academic year and beyond will not be eligible to receive Federal Direct Subsidized loans.

Eligibility Criteria

You may be eligible to borrow money under the Stafford Program if you are a regular student, admitted and enrolled in an approved program for the purpose of obtaining a degree at Westminster Seminary California, and you satisfy the following provisions:

  • Complete and submit all documentation required, and certify the information is true, correct, and accurate
  • Be a U.S. citizen or eligible non-citizen
  • Male students must be registered with the Selective Service
  • Work toward an approved degree program at WSC
  • Complete and return the financial aid application
  • Westminster Seminary California must be listed as one of the schools you plan to attend in the FAFSA. Our Title IV Code is G22768.
  • Must demonstrate a financial need for the cost of education
  • Must use federal financial aid funds solely for educational purposes
  • Must make satisfactory academic progress in a declared program of study
  • Must not be in default on any Federal student loan.

Loan Application Process

Step 1: File the Free Application for Federal Student Aid (FAFSA)

Step 2: Submit the WSC Federal Loan Application

Step 3: Complete a Master Promisary Note and Complete an Entrance Interview (First time borrowers only)

Please contact the Financial Aid Coordinator if you have any questions regarding the loan application process.