Student Loans

As a Title IV participating school, Westminster Seminary California students are eligible for federal Stafford Loans. Through the Stafford Loan program, you may borrow up to $20,500 per year to fund your education ($8,500 can be subsidized). The subsidized Stafford loan is based on demonstrated financial need as determined by the school according to guidelines outlined under the Federal Family Educational Loan (FFEL) Program. Interest rates for the Stafford program are fixed at 6.8% for graduate students(as of July 1, 2008) and repayment is deferred until six months after graduation or dropping below half-time enrollment status. To be eligible for assistance through the Federal Stafford Student Loan program, you must be enrolled at least half-time (registered for 6 or more academic credits per semester).

Eligibility Criteria

You may be eligible to borrow money under the Stafford Program if you are a regular student, admitted and enrolled in an approved program for the purpose of obtaining a degree at Westminster Seminary California, and you satisfy the following provisions:

Complete and submit all documentation required, and certify the information is true, correct, and accurate
Be a U.S. citizen or eligible non-citizen
Male students must be registered with the Selective Service
Work toward an approved degree program at WSC
Complete and return the financial aid application
Westminster Seminary California must be listed as one of the schools you plan to attend in the FAFSA. Our Title IV Code is G22768.
Must demonstrate a financial need for the cost of education
Must use federal financial aid funds solely for educational purposes
Must make satisfactory academic progress in a declared program of study
Must not be in default on any Federal student loan.